CITI A
 
Tel: (415) 691-2070
Call today

Email
newloans@citifinancialgroup.net
DVISERS
a division of CITI Financial Group
When your Bank says "no" our Advisers say "Yes"!
WE PROVIDE BUSINESS AND COMMERCIAL LOAN SOLUTIONS:
HARD MONEY, 75-90% CAPITAL INVESTMENT, 
75%-90% CONSTRUCTION & REHAB, SBA, BRIDGE, FHA,
LINES OF CREDIT
FAST DECISION MAKING! NO UPFRONT FEES!

High Performance  Specialists

CITI Advisers provides access to direct capital through a diverse network of reputable lending sources. With the support of our in-house underwriting and closing specialists, we manage every detail of the loan process for you.
  • Assist in developing a financial strategy for your property
  • Underwrite and package the property and borrower’s information in a format acceptable to all lending institutions
  • Help you select the appropriate lender and negotiate the most favorable terms on your behalf
  • Work with your counsel and the lender’s counsel to satisfy closing checklist items and ensure a timely closing
  • Provide follow-up service after the loan closes with any post-closing issues or lender questions
Our 30+ years of experience, combined with our solid reputation and winning approach, ensures our clients easy access to the capital they need to help their businesses grow.
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Alternative financing
Short Term Bridge Loans
• Mezzanine Financing
• Joint Venture Equity
• Credit Tenant Lease
•Renovation/Repurposing
• Floating to Fixed with Earn Out
Fixed rate solutions
• Multi-Family
• Retail/Mixed-Use
• Office/Medical
• Industrial/Warehouse
• Self-Storage
• Hotel/Hospitality
• Credit Tenant Leases

CONSTRUCTION & ALTERNATIVE FUNDING
RESIDENTIAL AND COMMERCIAL 
SBA LOANS & SMALL BUSINESS LOANS
FAST CASH
MAJOR PROJECT FUNDING
​$20mm plus
Services

To be successful, it is important to have solid relationships with numerous lending sources – traditional, non-traditional, local, Joint Venture, Capital Investors, Alternative Groups, and insurance companies. CITI Financial Group has over 50 sources available to us so you are assured the best rate and terms available in the market.

  1. Alternative Funding Solutions
    While the current market has created a lack of credit availability for real estate investors and small business owners, and large Investors, we are positioned to meet the market needs and expand our portfolio without the regulatory constraints that large banks and institutional lenders are now facing. CITI Financial Group has the experience to quickly assess a property’s capitalization needs and engage the appropriate sources for a mezzanine loan or joint venture equity partner.
  2. Construction loans up to 100% Funding
    Given the risk that comes with rapidly changing market conditions, Our teams "deal certainty" can be a game changer for the experienced builder. While banks are still in loan committee, our construction borrowers are out of the ground and on their first or second draw. Our construction loan program are fast, common sense, and often one of the simplest financing programs of its kind in the market today.
  3. ALL Commercial loan types
    CITI Financial Group offers a variety of Commercial Real Estate Loan programs through our direct funding source. We guarantee a quote within ten (10) business day from submission. Our Loan -To- Value ratios are the highest in the industry-- up to 90%. Direct Commercial Funding Inc. offers both Full Documentation and Stated Income programs in addition to Conduit Loans.
  4. Proof of funds services
    Proof of Funds Service: Bank Guarantee, MT799, MT760, MT103, SWIFT Service, Standby letter of Credit (SBLC) A proof of funds is a document prepared by a financial institution that affirms that an individual or business entity has the funds on hand to enter into a given financial transaction.
BUSINESS WORKING CAPTIAL UP TO $5MM

We will help you with all your Consulting and Financial needs.

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BUSINESS FUNDING
BUSINESS CONSULTING
BUSINESS WORKING CAPITAL UP TO $2MM
GUIDELINES ARE AS FOLLOWS:​​

  • Merchant must deposit a min of 25k a month to qualify
  • ​M​inimum 3 deposits a month-min 1k avg daily balances
  • No more than 3-4 NSFs per month
  • No dismissed bankruptcies
  • Discharged bankruptcy is OK
  • 3rd position and higher must have exceptionally strong avg daily balances to be considered
  • No Collection agencies, Check Cashing places, Financial services companies, and Oil services companies
  • Construction and Trucking- lighter offers are given
  • Our Private Group can fund up 2 million in 1st pos. max 12 months

 
CITI Financial Group Advisers specializing in arranging debt or equity for commercial real estate owners, small business owners and residential developers. With the support of  our in-house underwriting and closing specialists, we will manage every aspect and detail of the loan process? Allow CFG to partner with you!
  • Assist in developing a financial strategy for your property
  • Underwrite and package the property and borrower’s information in a format acceptable to all lending institutions
  • Help you select the appropriate lender and negotiate the most favorable terms on your behalf
  • Work with your counsel and the lender’s counsel to satisfy closing checklist items and ensure a timely closing
  • Provide follow-up service after the loan closes with any post-closing issues or lender questions
Learn more
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Meet The Team
  1. UNDERWRITING DEPT
    We are able to make exceptions when the big picture makes sense to us. Our primary focus is the strength of the collateral, the ability to debt service, and the borrower’s ability to repay the loan. We are able to get past issues other lenders can’t. Once we know your needs we will tailor a program best suited to your real estate finance requirements.
  2. PROFESSIONAL ADVISERS
    The difficulty most people have in shopping for their own loan is they don't know all the right questions to ask. Adding to that difficulty is the fact that most lenders have only two or three programs to offer so their job is to sell you what they have rather then find the program that fits your needs. Let us tailor the right loan.
  3. LOAN PLACEMENT TEAM
    CITI loan placement team believe that our success is measured by working hard for our clients, advising them correctly, and honestly conveying expectation. We enjoy a high level of referrals and repeat business. To be successful, it is important to have solid relationships with numerous lending sources – traditional, non-traditional, local, regional, CMBS, Credit Unions, REITS and insurance companies. Progress Capital has over 250 sources available to us so you are assured the best rate and terms available in the market.
Recent Transactions
  1. Hotel Resort Construction Project International
    2
    Our team secured a funding solution for a 140 unit flag hotel, restaurant, shops for $140,000,000 within 48 days. Term: 5 years, flexible draws. Funds were secured through debt and equity placement program. Experience borrower with similar assets and some cross collateralization.
  2. Multi Family Apartment Acquisition and Development, New York
    1
    Our team secured a difficult funding solutions for a modular multi family-14 unit building. The funding amount was 1.5 million and 85% loan to value. Client could not secure loan with standard lending channel.
  3. Merchant cash advance City services
    3
    Our team secured a merchant cash advance solution for busy Deli, for working capital and remodeling. Funding amount $2,000,000. rate: 16.99%. 48 hour direct deposit into business account.
Trained and Certified Specialist

CITI Financial Group underwriters are among the most experienced and skilled professionals in the industry. When you work with United, you benefit from everything our expert underwriters have to offer, such as:
  • In-depth knowledge to handle complex issues
  • Impeccable attention to detail
  • Extensive experience and flexibility
  • Superior communication skills
  • Quick response time
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If you have any questions, please do not hesitate to send us a message.
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